{"id":352,"date":"2015-10-08T06:56:27","date_gmt":"2015-10-08T06:56:27","guid":{"rendered":"http:\/\/blog.bookyourtheorytestonline.co.uk\/?p=352"},"modified":"2015-08-17T10:13:36","modified_gmt":"2015-08-17T10:13:36","slug":"getting-the-best-car-insurance-deal","status":"publish","type":"post","link":"https:\/\/www.bookyourtheorytestonline.co.uk\/blog\/getting-the-best-car-insurance-deal\/","title":{"rendered":"Getting The Best Car Insurance Deal"},"content":{"rendered":"

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\n(Image Source: Flickr<\/a>)<\/i><\/p>\n

The biggest mistake that motorists make is failing to shop around for the best car insurance deal, and that is a proven fact. For the majority of us, finding a car insurance provider is a once in a lifetime job, and once completed we simply renew it the next year. A small number of us, however, know that shopping around even for car insurance can help you make huge savings and improve personal finances dramatically, which is why today we\u2019d like to share a few tips on how to get the best car insurance deal on the market.<\/p>\n

<\/p>\n

1. Always Shop Around<\/h2>\n

Never take the first deal you\u2019re offered just because you \u2018assume\u2019 you won\u2019t find better elsewhere. Instead compare like-for-like cover via the phone or using one of the many comparison sites that are proliferating.<\/p>\n

When you do run into a good deal, don\u2019t stop there. Use this deal to haggle with other insurance providers and ask them if they can match the deal or do better.<\/p>\n

2. Don\u2019t Overload your Policy<\/h2>\n

You may be being truthful when you say that other people do drive your car, but unless they are regular drivers there\u2019s no real reason to put them on your policy, which will in turn enhance costs. Instead you can add someone on for a few days when you need to, and if you don\u2019t then you\u2019re already making savings!<\/p>\n

3. Protect your No-Claims Bonus<\/h2>\n

Having a long no-claims bonus is the best proven way to cut car insurance costs, but hardly any of us protect it. Didn\u2019t know you could? Well, doing so may increase the premium by a few quid but this will fade in significance when you consider the potential loss of a 90% discount!<\/p>\n

Just remember, the definition of a protected no-claims bonus varies massively between insurers. Just be sure to check the policy carefully and read all fine print.<\/p>\n

4. Take a Higher Excess<\/h2>\n

By increasing your voluntary excess you are agreeing to pay more towards the cost of any accident repairs, which will in turn bring down your premiums. When you are not at fault in an accident, the excess can be recovered. So, if you\u2019re a safe driver with more fear of other drivers on the road than yourself, this may be a good option for you.<\/p>\n

However, be very careful not to be tempted into raising it too high, because this could cause unnecessary financial problems within an already potentially tricky situation.<\/p>\n

6. Secure your Car<\/h2>\n

Securing your car is another way in which you can reassure car insurance providers. It shows that you\u2019re doing your part to keep the vehicle and others safe. If you have a new model car you may have approved alarms, immobilisers and tracking devices that could allow you a discount if you declare them. Always be sure to mention this as you could knock off up to 10% off your insurance policy, which on top of other solutions we\u2019ve suggested, could make an enormous difference. Investing a little time on buying insurance really can save you money, both now and in the long term.<\/p>\n","protected":false},"excerpt":{"rendered":"

(Image Source: Flickr) The biggest mistake that motorists make is failing to shop around for the best car insurance deal, and that is a proven fact. For the majority of us, finding a car insurance provider is a once in a lifetime job, and once completed we simply renew it the next year. A small […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-352","post","type-post","status-publish","format-standard","hentry","category-be-prepared"],"yoast_head":"\nGetting The Best Car Insurance Deal - Book Your Theory Test Online Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bookyourtheorytestonline.co.uk\/blog\/getting-the-best-car-insurance-deal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Getting The Best Car Insurance Deal - Book Your Theory Test Online Blog\" \/>\n<meta property=\"og:description\" content=\"(Image Source: Flickr) The biggest mistake that motorists make is failing to shop around for the best car insurance deal, and that is a proven fact. 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