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New, and especially younger drivers pay far higher insurance premiums than older more experienced drivers, because they are seen as more of a risk to insurers. Statistical evidence supports the notion that younger drivers are more accident prone than their peers. Obviously, all new drivers make mistakes because they don’t have the required experience, but there seems to be a greater tendency among the young. Recent research points to the fact that drivers under the age of twenty-five are more likely to be involved in accidents for the following reasons:
